With so many bills and so many more interesting things to spend your money on, purchasing renters’ insurance is probably not high on your to do list, if it is there at all. You already pay for auto insurance because the law requires it, but you probably wonder why you should get renter’s insurance if it is not required in Cypress, TX. Is it not just adding an unnecessary bill to the already huge stack you have?
Imagine that you are renting a home that you have spent a great deal of time and money on to make it “your own”. You are sleeping soundly one night when your dog wakes you in a panic and you find yourself in the midst of a fire. You and your dog are able to escape through your window and get away from the house. Once you are safely waiting on the fire department, the gravity of the situation hits you. Everything you owned was in that house, down to your wallet with last week’s pay and your cell phone. You have nothing left but your dog and the pajamas you are wearing. And if that is not bad enough, you soon find out that your landlord’s insurance will only cover the house, not your possessions. Now you face the daunting task of starting over without the help of an insurance check.
No, renter’s insurance is not required by law in Cypress, TX. Unless your landlord requires it, you do not have to get it. Consider though how much you would regret not having it in the example above. InsureUS renter’s insurance policies cannot prevent a fire, a theft, a storm, or any other situation that could destroy your rental home possessions. They can, however, make the road to recovering your life easier. Give InsureUS a call today to discuss renter’s insurance options and to understand your coverage options.
